CryptoPhoto

Electronic banking is convenient your bank customers, and also offers the bank lower overheads than traditional branch transactions. But there’s a problem:

Bank premises are highly-secure environments, but electronic banking is not; It is conducted on the customer’s smartphone or PC where there are many opportunities for hackers to intercept and eavesdrop.

Hackers are bold, because there’s a reason the police can’t arrest them:

Hackers commit their crimes safe behind international borders, knowing the chance of ever being tracked or extradited is next to zero. International computer crime has surged as a result. How bad is it?

Phishing now takes place on a massive scale; Every day there are 156 million attempts, and every day 80,000 accounts are compromised. Banks are prime targets.

The problem is getting worse; A CNN Money Ponemon Institute report found that last year a staggering 47% of American adults were hacked.

What can you do to protect your customers?

Lock down your electronic banking, obviously. But the whole point of electronic banking is convenience. So what happens if you choose a security system is so hard to use it discourages customers from using it?

Take Vasco’s transaction-signing system. It’s a hundred times more secure than RSA’s SecureID®, but every Vasco transaction requires typing 30 extra digits on a calculator-like device, plus an extra 10 digits on your PC. That’s enough to make a customer weep.

You need security that is so easy to use, your customers want to use it:

CryptoPhoto is the easiest security system in the world

Seriously. Watch our video, and I guarantee in 30 seconds you’ll be agreeing CryptoPhoto isn’t just easy to use; It’s fun, like a 5 second game of “SNAP!”

Now would you rather tap a CryptoPhoto, or have to look up and retype some tedious code?

Now here’s the best part:

CryptoPhoto uses New Secure Mutual Authentication technology

This is the highest grade of authentication technology, and this is how it stops phishing and malware:

Mutual Authentication means both partners in a transaction prove their identity to each other. The bank knows the customer is really the customer, and the customer knows the bank is really the bank. How does this stop hackers?

Because both authentications must be validated at once. If they’re not, the transaction is terminated immediately. But what happens if the hacker gets the customer’s login details through some other means?

Whether it’s social engineering, a burglary, data leak, a Trojan horse, malware or phishing, it doesn’t matter; When the hacker tries to login with the customer’s details, the bank authenticates back to the customer, and fails. Not only is the attempted transaction terminated, but the both bank and customer are immediately alerted of the failed attempt.

Only Secure Mutual Authentication can do this.

Hang on. I said “Secure.” Isn’t any Authentication technology by definition “Secure?”

You’d hope so, but RSA SiteKey® which claims to be “mutual authentication” was shown in tests at MIT to be fundamentally insecure, because SiteKey® expects the poor customer to spot when the security was missing, which 96% of customers didn’t notice! Bank of America, which was using RSA SiteKey®, have since dropped it.

But CryptoPhoto’s test, which you saw in the video, is very easy. Even computer-challenged senior citizens aren’t intimidated by it.

Other companies’ attempts have tried to build mutual authentication systems, but made the mistake of building them with discredited OTP (One Time Password) technology. CryptoPhoto’s patented touch technology doesn’t use OTP.

Are you using old discredited technology?

SMS verification, OTP, and two-factor authentication have all been discredited. RSA’s two-factor SecureID® has itself been repeatedly hacked, and uses discredited OTP technology.

Don’t fall back on old-fashioned passwords or PINs either. The US interagency body of federal banking regulators has warned banks these alone do not effectively thwart intruders like identity thieves.

CryptoPhoto is the world’s easiest security system with the world’s highest grade authentication technology. Is your bank ready for better security?

CryptoPhoto provides Top-Tier customers with around-the-clock support and guaranteed availability with a Service Level Agreement tailored to suit their needs.